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Terms of Service

Last Updated: September 12, 2025

1. Acceptance of Terms

 By accessing or using our services, you agree to comply with and be bound by these Terms of Service. If you do not agree to any part of these terms, you must not use our services.

2. Our Services

 We provide the following services:

  • Insurance policy quotes and comparisons

  • Assistance with insurance applications

  • Policy management and customer support

  • Claims support and guidance

3. Your Responsibilities

 As a user, you agree to:

  • Provide accurate, complete, and up-to-date information

  • Keep your account information secure and confidential

  • Inform us immediately of any unauthorized access

  • Follow all applicable laws and regulations

4. Limitation of Liability

 We are not responsible for any indirect, incidental, special, consequential, or punitive damages that may result from your use of, or inability to use, our services.

5. Prohibited Activities

 You may not use our services for any illegal or prohibited purpose. This includes, but is not limited to:

  • Providing false or misleading information

  • Attempting to defraud us or any insurance provider

  • Using our services for unlawful purposes

  • Disrupting or interfering with the functionality of our website

  • Attempting unauthorized access to systems or accounts

  • Impersonating any person or entity

  • Harassing, threatening, or intimidating others

6. Service Availability and Termination

 We may modify, suspend, or terminate our services at any time without notice or liability.

We may also suspend or terminate your access immediately for any reason, including violations of these Terms.

After termination, your right to use our services will end immediately. Sections that by their nature should survive termination—such as ownership rights, warranty disclaimers, indemnity, and limitations of liability—will continue to apply.

7. Dispute Resolution

 Disputes arising from these Terms or our services will first be addressed through good-faith negotiations. If unresolved, disputes will be settled by binding arbitration under the rules of the American Arbitration Association.

Arbitration will be conducted in English. You agree that:

  • Arbitration cannot be joined with other proceedings

  • Class-action arbitration is not allowed

  • No arbitration can be conducted on a class, collective, or representative basis

However, either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property rights.

8. Governing Law

These Terms are governed by the laws of the United States, without regard to conflict-of-law rules.

Failure to enforce any provision does not constitute a waiver of that provision. If any provision is deemed invalid or unenforceable, the remaining provisions will remain in effect.

9. Changes to Terms

 We may update these Terms of Service at any time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of our services after changes constitutes acceptance of the revised Terms

10. Contact Us

 For any questions regarding these Terms of Service, please contact us at: